A line-by-line explanation of your ENTIRE credit report & advice on what to do to improve every aspect of it(*some customers only need guidance and not credit repair.)
Dispute & Delete any Inaccurate, Erroneous, Obsolete, or Unverifiable, items Pay only for what is deleted/repaired! (*Most customers get Collections, Charge-Offs, Bankruptcies, Judgments,& Late Pays Removed )Read more...
Stops harassing debt collection practices. Use this service as soon as you receive a collection notice! (Contact us 1st to be advised if this service will be beneficial to you)Read more...
Dispute & Delete any Unverifiable, Inaccurate, Erroneous, or Obsolete items (*most customers get all negative items removed from their ChexSystems report in 4-8 weeks)Read more...
1) Your 3 FREE credit reports saved in “.pdf” format to email to us.
2) PayPal Account
3) Two forms of ID:
ONE ITEM to validate ID such as: VALID Driver’s License, Social Security Card, Pay Stub, W2 form, Birth Certificate, Passport, State ID, Military ID
AND ONE ITEM to validate address such as: VALID Driver’s License (WITH CURRENT ADDRESS!), Recent utility bill with correct address, Pay stub, W2 form, Rental Lease Agreement/House Deed, 1099 form, Bank Statement, State ID
Like fingerprints, no two credit situations are alike. Some clients have seen results in 3 weeks, while others up to 3-6 months. We like to give it about 3 months depending on your unique situation. We can get a better feel for your situation after an in depth credit audit.
Absolutely! We offer a Do-It-Yourself package that you can share with friend and family. HOWEVER, you take FULL RESPONSIBILITY for any results that may occur from doing so.
You only pay AFTER we get the results, if nothing gets repaired or deleted, then you pay nothing.
No one has access to your credit scores besides you. We work on improving the CONTENT (deleting or repairing items) of your credit reports that will get you the highest possible scores.
There are many companies offering 3-in-1 credit reports, but we suggest you pull your reports for free from each bureau separately for accuracy. (Please contact us for instructions)
We use a “Pay-Per-Deletion/Repair” method, so you only pay for what gets repaired or deleted. A fee is generated for the deletion or repair of an item. A repair is defined as an item in negative status being changed to positive status. An item is not considered repaired unless ALL negative information is removed from the reporting of the item. All prices are per item and per bureau. The deletion of ANY item from ANY bureau counts as ONE (1) deletion. The deletion of any account or public record from all three credit bureaus counts as THREE (3) deletions.
We strongly suggest that you do NOT apply for credit DURING this process unless it is ABSOLUTELY necessary (please contact us 1st)